Registered my business in Mainz
Into sales at twenty — at an insurer, with no savings and no idea what I was getting into.
For thirty years it was exactly the same for me — despite brokering 220 million euros in property. After every deal I was back at zero. I'll tell you what changed that. Without promising you a single number.
All three applied to me too. For twenty years I believed working harder was the answer.
It began on the first of April in Mainz. I didn't find the irony of the date funny at the time.
„After every deal I was back at zero.
That's what I didn't want any more."
My father-in-law opened the door to sales for me — a successful manager at Hamburg-Mannheimer International, and my role model to this day. That didn't make the start easy. In those first years I doubted myself often. Giving up was only off the table because I had no idea where else to go.
Looking back, that was the best thing that could have happened. For over fifteen years I worked as an independent insurance and property broker, brokering around 220 million euros in property across Germany and Spain. Alongside that, network marketing from 1991 — back when it was still almost unknown in Germany. Then in 2010 Bitcoin got hold of me and never let go.
At some point I'd had enough of chasing. Property is a good business — but one where your month hangs on a notary appointment, your quarter on a financing approval, and your year on the mood of people you can't control. After every deal I was back at zero. That's what I didn't want any more.
What isn't in any CV: after that came a point where nothing was left. No cushion, no plan B, €1,500. Out of that I built trading capital of over €100,000 over the years. I'm writing it down because you'd ask anyway — and I'll say in the same breath: it tells you nothing about your case. It only tells you I know what the floor feels like.
For thirty years "passive income" was to me exactly what it is to most people: a word others use to sell something. That it turned into something else wasn't down to a product. It was down to me stopping kidding myself — and starting to do the same thing every month, even when it was boring.
In 2022 Michaela and I packed the boxes. What came next wasn't arriving in paradise, it was authorities, paperwork and a few months where we didn't know a soul. What stayed is something I couldn't picture for thirty years: I don't have to run any more. No notary appointment decides my month. No client decides my quarter.
Cala d'Or, blue sky, a laptop with live charts — and time that belongs to me. What drives me is the same thought as thirty years ago, just without the pressure: showing people how to make more of their lives as entrepreneurs. Whether it turns out for you the way it did for me, I don't know. That you won't find out without listening, I do.
Into sales at twenty — at an insurer, with no savings and no idea what I was getting into.
At NSA, air and water filters. What excited me was that with little investment you could build your own company inside a company.
Independent, in insurance and property. Around €220m in property brokered across Germany and Spain. The school where I learned to talk to people about money.
At Global Well International I built the company's largest and highest-earning team.
Trading hasn't let go of me since. Curiosity turned serious — and chasing deals turned obsolete.
As a direct first line under Carsten Ledulé. That working relationship turned into a long friendship.
No cushion, no plan B, €1,500. Over the years that became trading capital of more than €100,000 — slowly, and with years I don't much like talking about.
To Cala d'Or with Michaela. Not meant as a reward, but as a consequence: if you're no longer tied to appointments, you can work wherever you like.
Since February my team and I have been building our own software for the gold market. Still being developed.
„I think honesty matters most. And most people pull others into a business with false promises."
I didn't come up with that line to seem likeable. I've been in sales since 1990 and in direct sales since 1991 — in an industry where that line gets broken daily — and I stayed long enough at companies where I noticed too late that I was bending it myself.
What I took from it: the difference between people who move forward and people who stand still is rarely knowledge. It's almost always the willingness to hear something uncomfortable. That part I can't do for you. Everything else I can.
Four topics where I know what I'm talking about. For anything else I'll tell you exactly that — and name someone who does it better.
My subject since 2010; since February 2026 my team and I have been building our own software for the gold market. Most people aren't afraid of crypto — they're afraid of not understanding it. That's exactly where I start: explaining until it lands. What you do with it afterwards is your call. And yes, it can go wrong. Anyone who tells you otherwise shouldn't be advising you.
In it since 1991, with everything that comes with it: the good years, the companies I stayed with too long, and the realisation that the industry has earned a good part of its bad reputation itself.
The step out, and what actually happens in the first three years.
Mallorca, since 2022. Paperwork, authorities, and the months when it gets lonely.
Two sliders decide your outcome more than any product choice: what you reinvest, and what you pay in fees. Move them. The assumptions are yours, not mine.
| Year | Paid in | Compounding | Capital |
|---|
Nothing. And here's why I can afford that.
My conversations are free for you. Not out of kindness: if you end up working with one of my partners, they pay me for the referral. I'd rather tell you that now than later.
Feel free to ask what I earn on a recommendation. I'll tell you — on every single one.
And if the best solution for you is one I get nothing from, I'll name that one anyway.
That's why I don't work with everyone. I don't need volume, I need people it actually fits. If I sense someone is looking for a shortcut, I say so and we leave it. Better day for both of us.
Not a target group out of a marketing textbook. These are the four kinds of conversations that genuinely land with me — you might recognise yourself in one.
If you don't recognise yourself in any of them, that's an honest no — and you've saved yourself the call.
No. I don't know how much time you'll put in, how you handle setbacks, or how the market develops. Any number I gave you now would be a guess — and you'd remember it. So I don't.
A fair question, and I don't take it badly. I've been in direct sales since 1991 and know the industry from the inside, with its good sides and its uncomfortable ones. Ask me in the conversation about the specific companies, the compensation structures, and what I earn. I'll answer all of it.
On the contrary, that's an honest starting point. It gets awkward with people who act as though they've understood it. We start at zero, and if you end up saying it's not for you, that's a perfectly good outcome.
People who want to use money they need to live on. People who already know before the conversation what they want to hear. And people who won't listen — that derails things more often than a lack of knowledge.
You message me on WhatsApp or by email, a few sentences are enough. Then we talk on the phone or do a video call. I listen and ask questions before I suggest anything. After that you decide in your own time — without me chasing you.
One call, thirty to forty minutes. Free, and without me following up afterwards.
In 1990 I could have used someone to tell me what I wasn't seeing. There wasn't anyone. Instead I spent fifteen years learning things somebody could have told me in two honest conversations.
Michaela says I talk about money too much. She's probably right. But I've seen what happens when nobody talks about it: you work for thirty years, do everything you believe is right — and wonder at the end why nothing stayed. That happened to me. Twice.
Today I'm on the other side of the phone. Not because I'm smarter. Because I've already made the mistakes and can describe them before someone repeats them.
I promise you nothing. I tell you what I see. What you do with it stays your business — and that isn't a nice phrase, it's the only way this works at all.
Everything that matters depends on your situation, and I don't know it. Two or three sentences are enough for me. I answer messages myself — no assistant, no autoresponder, no booking funnel with three pre-calls. Usually the same day.
